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Content (Spending, Saving, & Credit)
Instructions
Listed
below are three areas of focus that are vital to personal
finance and have therefore been chosen to be the content
areas of our interactive website. Our learning module is designed
such that after studying the following areas you will be able to
successfully (with 90% of questions answered correctly) pass the assessment located on the tab button within
a 50 minute class setting. After reviewing the subjects
Spending, Saving, and Credit we encourage you to use some of the
resources located on our blog to gain more insight on matters relating
to personal finance.
1. Click the "LEARN MORE" link on each section (Hint: Try not to spend more than 10 minutes on each section).
2. Utilize the "Blog" tab at the top of the page to learn more about current issues relating to personal finance.
3. You will use the web 2.0 technology website "Quizstar" for your assessment (your will activate your account).
4. Click the "Assessment" tab and log into your Quizstar account. There you will find your assessment entitled "4M Assessment".
5. After completing, print your score confirmation and give this to instructor.
*Click here to listen to these instructions
*PLEASE NOTE THAT YOU ONLY HAVE 15 MINUTES TO COMPLETE YOUR ASSESSMENT. USE YOUR TIME WISELY! GOOD LUCK.
Spending
Prom dates, sports, cell phone, computer, equipment, new clothes, the latest gadgets, game systems, driving, junk food, and parties are all part of students' lives. Use this section as a resource to help you make better spending choices.
Saving
Saving
is an attribute of discipline. Students who have the discipline to
save early and often find themselves in a better position than students
who don't. It is wise to save for rainy days, for they are inevitable.
Credit
Credit
is
one of the most important aspects of one's financial identity.
For this reason, it is imperative for students to understand the
importance of credit. Review this section carefully. You
will see many of these concepts for the rest of your life.
Standards Covered
BCS-FL-7: Students will apply a decision-making model to maximize consumer satisfaction when buying goods and services.
BCS-FL-4 & BCS-FL-8: Students will develop and evaluate a spending and savings plan.
Students will evaluate savings and investment options to meet short and long-term goals.
BCS-FL-7: Students
will analyze factors that affect the choice of credit, the cost of
credit, and the legal aspects of using credit.
