Tips and Hints Saving Money

Automobiles

1. Select a model that combines a low purchase price with a low financing, maintenance, and repair costs.
2. Comparison shop -- call at least five dealerships.

Checking

1. Select a checking account with a low or no minimum balance requirement.
2. Request a list of all fees
3. Use a direct disposit.

Credit Cards

Pay off the entire bill each month.

Switch to a credit card with low Annual Percentage Rate (APR).

Get rid of all credit cards except one or two